The free What If? Test

The What If? Test

Most people assume their affairs are reasonably sorted. How organised are you, really? The What If? Test asks simple questions across the key areas of your life and helps you see where things appear organised and where there may be gaps.

Take the free What If? Test

What the What If? Test does

You cannot sort what you do not know is missing.

The What If? Test is a guided quiz that takes you through the key areas of your life. It asks simple, straightforward questions and gives you your Life In Order Score so you can see where things stand.

It takes most people around ten minutes. There are no trick questions. And it does not require you to know anything about legal or financial planning.

Start my free What If? Test

Areas covered

  • Your Will. Whether it is up to date, where the original is kept, and whether your executors know they have been appointed.
  • Lasting Powers of Attorney. For property and financial affairs, and for health and welfare (in England and Wales).
  • Money. Banks and savings, pensions and investments, mortgages, loans and other debts.
  • Insurance and benefits. Life insurance, critical illness, income protection, death-in-service and employer benefits, and pension beneficiary nominations.
  • Property. Whether ownership and mortgage information could be found without you.
  • Business. Whether someone could identify the key people, information and responsibilities if you suddenly were not available (if you own or run one).
  • Other assets. Valuables, overseas assets and digital assets.
  • Documents. One central record of where your important papers are.
  • Passwords and digital access. A secure emergency arrangement, without sharing PINs or writing passwords down insecurely.
  • People. Your key professional contacts, and a trusted person who knows where everything is.
  • Running the household. Whether your family could keep things going for four weeks if you could not.
  • Keeping it current. Reviewing after major life changes and at least once a year.

Your Life In Order Score

Not a pass or fail. An honest picture.

Your results give you your Life In Order Score, and show you which areas look to be in place, which are partly there, and which may be missing. It's about awareness, not passing or failing.

After the What If? Test

The What If? Test helps you see the gaps.
The Roadmap helps you close them.

Once you have your Life In Order Score, the next step is the Life In Order Roadmap: a private online space that guides you through getting the important parts of your life organised, one section at a time. £17 for a year.

The journey

What If? Test

Where am I now?

→

Life In Order Score

What am I missing?

→

Roadmap

What do I need to organise?

→

Keep it up to date

Download a copy and check it each year.

→

A Life In Order

Clarity for me. Clarity for my family.