Life Changes
Estate planning isn’t “do it once and forget about it.”
Life changes. Your plan should change with it. We help you review your arrangements whenever something significant shifts, and at least once a year, even if it doesn’t.
When to review
The events that should trigger a fresh look.
Marriage
Marriage can affect your Will, and your plans around it.
Divorce or separation
Relationships change, and your plan needs to change with them.
Birth of a child
Guardianship and financial provision become priorities.
Death in the family
A loss often reshapes your own arrangements and responsibilities.
New relationship
Blended families bring new considerations and potential competing interests.
Buying or selling property
Your estate structure changes with every move.
Starting a business
Business continuity and succession enter the picture.
Selling a business
A significant change in wealth and structure.
Retirement
Priorities shift from accumulation to protection and distribution.
Major inheritance
A sudden change in circumstances that deserves a fresh look.
Serious illness
Capacity and care planning become urgent, not theoretical.
Moving abroad
Jurisdiction, tax and ownership all need reconsideration.
Children becoming adults
Plans made for minors may need updating for adults.
Changes in tax rules
Legislation shifts, so your plan should be reviewed against it.
Relationship changes with key people
Executors, attorneys or beneficiaries may need to change.
The annual review
What has changed in your life during the last 12 months?
One of the biggest opportunities in estate planning is moving away from a one-off transaction. Our Annual Review helps you check whether anything in your plan needs reconsideration, creating an ongoing relationship, not a document and a disappearing act.
Keep your plan current
A plan that was right ten years ago may not fit your life today.
Whether life has just changed or you simply can’t remember when you last reviewed things, the What If? Test is a simple way to see where you stand now.